Recovering From Being A Caretaker

I haven’t been to a doctor’s or dentist’s office in over seven years. I have kidney problems and haven’t been checked out in a very long time. Trying to pay the rent and bills is all I have time for. I started falling behind when my father started having issues with his health and could no longer work. I moved back in with my parents to take care of them. I put aside my education, social life, goals, and health. I love my parents very much they are my best friends. My focus was getting them back on their feet! My siblings couldn’t do it because of their job situation, and they have kids. I don’t have kids and I found a job from home. I was the only one willing to be his 24/7 caretaker. 

 It was a huge rollercoaster!! I was so busy fixing their financial and health problems. Every day was full of chores, long phone calls, doctor’s visits. Things started to get difficult when my dad started losing mobility. I physically had to lift him up and my health started to take a huge toll. I could not have a 9-5 job or leave the house. I had no option but to work from home while taking care of him. 

My father died unexpectedly, and I was not prepared. My mother moved in with my sister and I was left to fend for myself. I had lost touch with all my friends. I had no roommates in mind. My depression and anxiety have gotten bad. I have started racking up credit cards and loans to get the rent and bills paid. I work every second of the day!! 

I’m drowning in debt, and bankruptcy is not an option. I already used that option when I was taking care of him. All I can do is keep working and hope one of these credit cards doesn’t file a judgement on me. Any type of donation would be appreciated. I would use the money for food, rent, car payments, gas, electricity etc. first. If there is any type of funds left, I would try and work out some type of deal with these creditors. 

I continue to study how to get out of debt. It seems these creditors don’t want anyone to get out of debt. The interest rates are ridiculous!! Some have closed my account and have me at a zero-interest rate and making low payments. However, some are not budging! It seems they want my account to be charged off and take me to court. I appreciate you taking the time to read my story.